Terms of Service

Last updated: March 16, 2026

These Terms of Service govern your use of Ekonomi Insight and its services. By accessing and using our website, you agree to be bound by these terms. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes we make.

Acceptance of Terms

By using our website and services, you acknowledge that you have read, understood, and agree to be legally bound by all the terms and conditions contained herein. If you do not agree with any part of these terms, you must discontinue your use of our platform immediately. We provide economic analysis and financial information related to Malaysian macroeconomic trends, including GDP growth patterns, Bank Negara monetary policy, inflation rates, and employment market indicators. Your access to and use of this information is conditioned upon your acceptance of these terms in their entirety.

User Obligations

When using our platform, you agree to comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and passwords associated with your use of our services. You agree not to engage in any activity that could damage, disable, or impair our platform, including attempting unauthorized access, distributing malware, or engaging in harassment. Users must not reproduce, distribute, or transmit any content from our website without proper authorization. We expect all users to conduct themselves professionally and responsibly when accessing our economic analysis and market data.

Intellectual Property

All content on our website, including text, graphics, logos, images, and data analysis, is the intellectual property of our organization or our content providers. This includes our analysis of Malaysian economic indicators, GDP trends, and Bank Negara policy assessments. You are granted a limited, non-exclusive license to view and download content for personal, non-commercial use only. Any reproduction, modification, or distribution of our content without explicit written permission is strictly prohibited. We actively protect our intellectual property rights and will pursue legal action against unauthorized use of our proprietary analysis and research materials.

Limitation of Liability

We provide our website and services on an “as is” basis without warranties of any kind. We do not guarantee the accuracy, completeness, or timeliness of any information provided on our platform, including economic data, GDP forecasts, inflation analysis, or employment statistics. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our platform. Users should conduct their own due diligence and consult with qualified financial advisors before making any decisions based on information found on our website.

Termination

We reserve the right to terminate or suspend your access to our platform at any time, with or without cause. Termination may occur if we believe you have violated these terms or engaged in any prohibited conduct. Upon termination, your right to use our services ceases immediately, and you must stop all access to our website and content. We may also terminate services due to technical issues, security concerns, or operational reasons. Your obligations under these terms, including intellectual property protections and limitations of liability, survive termination and continue to apply indefinitely.